Free tools · Take-home pay

What you actually keep.

See your salary or profit after Income Tax and National Insurance, employed or self-employed, on 2025/26 rates. No sign-up, no jargon.

2025/26 rates

What actually lands in your account after Income Tax and National Insurance. Switch between employment and self-employment to compare.

Annual salary (gross)

Income Tax£6,486

National Insurance (Class 1)£2,594

Effective deduction rate 20.2%

Take-home per year£35,920

Per month£2,993

Illustrative only, not advice. Scottish income tax bands differ.

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19% under £50k, 25% over £250k, and the marginal relief zone in between, worked out for you.

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